Michael Lucey | President/Owner
Michael Lucey has been in the Financial Planning industry since
1989. Throughout this time he has provided valuable service to individuals
and families with core values reflecting a conservative and secure discipline
concerning their financial plans.
Michael has a Bachelor of Science Degree in Business
Administration from San Francisco State University and earned two
professional insurance designations in Estate Planning. Michael provides a
sound foundation when working with clients to implement strategic
financial strategies concerning his clients’ accumulation, protection,
distribution and transfer of wealth goals. Michael has always been in a
position to be of service to others, either as a trainer and coach, or as a
Through his planning strategies, his clients have experienced
reduced exposure to stock volatility, income tax savings, and maximum
lifelong income commensurate to their needs and goals.
His current practice concentrates in offering information and
knowledge as well as investment planning tools needed to make informed
decisions regarding the implementation of a secure reliant financial plan.
Michael was raised and educated in Northern California. He is the father of
three children and married to his wife Lori over 30 years.
Kevin Lucey entered the insurance industry in 2018 joining his family business that is headed by 30-year insurance veteran Michael Lucey. The agency has a long tradition of serving clients in the Bay Area and providing valuable services with core values that reflect a conservative discipline to assure clients are well protected.
Kevin graduated from California Polytech University San Luis Obispo with a Bachelor of Science Degree in Agriculture Business. Kevin is a California Insurance Licensed Agent specializing in Healthcare and Medicare insurance. Kevin partners with a team of professionals in the agency to assure all aspects of his client’s financial and insurance needs are covered. Kevin was raised in Sonoma County and graduated from Cardinal Newman Highschool. Kevin enjoys sports and had a successful football career earning First Team All-League honors with over 1,000 yards receiving.
Jeff Pfeiffer has been in the Financial Services industry in multiple capacities since 1979. Throughout this time, he has provided valuable services to individuals, families and businesses with a focus on comprehensive total needs-based planning to assist in achieving their unique goals. As a foundation for his needs-based planning approach, Jeff incorporates strategies to maintain adequate risk acceptance, while preserving capital and yields that align with his clients’ portfolio.
He practices 360 degree communication with all parties involved to ensure that he is obtaining customer satisfaction while also maintaining process integrity within the highly regulated industries of Life Insurance and Financial Planning. Jeff’s use of financial protection vehicles ensures that his clients and their families remain safe and secure throughout their lifetimes.
Jeff’s drive for success in retirement planning parallels his passion outside of work as a triathlete. Jeff serves as a coach and trainer, and has completed the rigorous events over 120 times including the famed Ironman Triathlon course on the Big Island of Hawaii. A lifelong resident of the Bay Area, Jeff was born and raised in the South Bay. He is the father of two children and currently resides in Windsor, CA with Karen, his wife of thirty years.
What We Do For Clients
Retirement doesn’t mean that it’s time to stop growing. Same holds true for your money. It should mean, however, that it’s time to stop taking unnecessary risk.
We specialize in helping retirees protect their retirement assets while continuing to move forward.
Family Legacy Planning
Many of our clients want to leave a legacy for their children and grandchildren and are shocked to learn how easy it is to double, even triple their inheritance – TAX-FREE AND GUARANTEED!
We also work with our clients and help them embrace their own mortality and be prepared for the loss of a spouse and the income burdens this can often create.
Extended Care Solutions
Long-term care/extended care costs have gone up substantially in the last 10 years. Unfortunately, the statistics are not in our favor, a plan to address these costs should be included in every retirement strategy.
The good news is we work with hybrid insurance plans that leverage your dollar in case you need it for extended care, but remain 100% accessible for withdrawal if you don’t.
Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face. It’s very likely to spend 30 years or more living in retirement without earned income.
We create a customized retirement income plan, encompassing all sources of income, for each one of our clients and no two plans are exactly alike. Let us get to work on a plan for you.
We Love To Meet New People!